Discover Lucrative Franchise Opportunities
7 Profitable Franchises Under $100K
These franchises offer both high returns with a low initial investment.
What Franchises are Available for Under $100k?
There are quite a few franchise models available for under $100k. Most people don't have the millions of dollars to buy a McDonalds or Burger King franchise, but they want the benefits and support of the franchise model.
Here are 7 lower-cost franchise models that offer strong earning potential, without breaking the bank.
1. Pet Waste Removal Services
It might sound strange, but pet waste removal is a booming industry. In fact, one top franchise owner who invested less than $100K is generating over $3 million per year.
Yes, you could start this kind of business on your own with almost no capital, but would you know how to:
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Acquire clients consistently?
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Market the service effectively?
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Set up a call center to handle bookings?
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Build a recurring revenue stream through subscriptions?
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Scale from a solo operator to a team-based operation?
That’s where franchising shines. You’re not buying a brand to learn how to scoop or clean, you’re buying a blueprint to scale a business.
Total investment: $75K–$90K, including working capital.
2. Public Insurance Adjusting Franchise
This unique and fast-growing franchise model is in an industry few people understand—but it offers tremendous value to homeowners and businesses.
Most insurance companies aim to pay out as little as possible. A public insurance adjuster advocates for the policyholder, often increasing claim payouts by an average of 747%. As a trained adjuster, you’ll visit properties, use drones and inspection tools, gather evidence, and negotiate with carriers.
You could go independent, but would you know:
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What licenses you need?
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How to prepare and document a claim?
- How to land national accounts?
A franchise accelerates your learning and launch timeline.
Total investment: $40K to just over $100K.
3. Cost Recovery Consulting
This is a franchise we’ve mentioned before—and for good reason. I used to own one myself.
As a cost recovery consultant, you help small and mid-sized businesses identify savings across shipping, telecom, fuel, office supplies, and more. The service is performance-based, your client pays nothing unless you save them money, and you split the savings.
This is a B2B sales-driven model, best suited to those with sales skills or existing business networks.
Top producers earn over $3 million annually, and we’ve seen owners resell their franchises for over $1.7 million, from an initial investment of just $70K–$80K.
4. Property Management Franchise
From vacation homes to local rentals and commercial buildings, property management is a strong business model.
There are several franchise options in this space, each with a unique focus. Most can be run from home, though in many states a real estate license is required. That’s not a downside, it also allows you to earn from property sales, creating an extra revenue stream.
This business suits sociable, organized people who can coordinate with contractors, tenants, landlords, and maintenance crews.
Total investment: Starts around $49K.
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5. Pest Control Services Franchise
Pest control is always in demand. Many franchises in this space have total investments under $100K.
Whether it's rats, cockroaches, termites, wildlife, or the fast-growing mosquito control niche, there's a franchise to match your region's needs.
This is a highly scalable business. You can start with one territory and build a regional presence. Often run from home or a small office, the primary equipment needed is a vehicle and basic tools.
Total investment: As low as $50K including training, licensing, insurance, and vehicle costs.
6. Crime Scene Cleanup & Biohazard Remediation
Who handles the cleanup of crime scenes, hoarder homes, or extreme property damage situations? Specialized biohazard franchises do—and it can be very profitable.
Some cleanup jobs cost thousands and take only hours. While it’s not for the squeamish, many former first responders find it a rewarding second career.
Some brands also handle extreme situations (think: hoarders or clandestine drug labs). We won’t name them here, because platforms like YouTube don’t love those keywords.
Total investment: Starts at around $80K.
7. Tax Preparation Services
Everyone needs tax help, and this is a low-cost, high-demand industry.
Franchises start at under $40K, with some owners generating a full-time income working only four months of the year. There are also absentee-owner models available for those who prefer to hire a team, those options start around $70K.
Reliable, seasonal, and recession-resistant, this is a great entry point for many first-time franchisees.
FINAL THOUGHS ON FRANCHISES UNDER $100K
There are dozens of franchise opportunities under $100K—including in medical staffing, sales training, business coaching, and medical billing.
Which one is right for you? That depends on your skills, your market, your time availability, and your goals.
That’s what we help with. If you’d like to explore any of the franchises mentioned here—or others not covered—connect with the Franchise Inspectors Broker Group to get matched with the best opportunity for you.
